Choosing a real estate professional is one of the most important decisions you will make when browsing at homes for sale in La Grande, Oregon. With the real estate market constantly changing, it’s important to hire someone who is familiar with real estate trends in La Grande and can help you be successful on your path towards buying a home.
Here at Ranch-N-Home Realty Inc., we are familiar with Oregon real estate and trends in the local market. Our team of dedicated and hardworking brokers
However, no matter who you choose, these simple tips will help you find and purchase the home of your dreams more quickly and efficiently. With the right knowledge and information, you can tackle the process with ease. If you’re new to the area, we offer helpful information on relocation for first time buyers in addition to the tips below.
There is nothing more stressful in the buying process then not knowing whether you really can afford the home. There are costs that might pop up along the way and not being prepared can cost you time and energy. Here are some things to get in place before applying for a loan.
Once you have your finances in order, then you can begin the process of browsing the La Grande, Oregon real estate listings and defining your standards within a home.
You might start looking for homes before you do #1 but that only brings heartache and frustration. Once you know your finances, talk to a lender about the types of home you can afford. Then stick to that budget. Going over your budget will again only bring you stress and frustration. Think about your commute time to work and any other details that might be important to you and your family. Make notes about what you need, what you want, what you will not stand for, and what you can tolerate. Then check out the local neighborhoods and determine where you fit in.
Unless you are one of those few people in the world that can buy a house with cash (In which case, you probably won't be reading this) you will probably need a loan. Feel free to shop around and don't worry about your credit dropping every time you sit down with a lender. Let them know you are shopping around for the best deal and they need to give you their best rate and fees. There are a lot of small fees and costs built into the loan and if you don't understand something please ask. Which brings us to the next tip.
Many La Grande buyers, especially first-time buyers fly through the process and at the end have looked at so many papers and documents it all becomes a blur. But at any time if there is something you don't understand, don't hesitate to ask. This is a huge investment you are making and not understanding it all can cost you if there is something that wasn't agreed upon originally.
With these simple buyers tips, you can be sure to set yourself up for home buying success. Our brokers are specialist in La Grande homes and Island City real estate. We can help initiate the process of purchasing a home and even have references to help you through every step. You can learn more about home ownership and real estate market trends by ordering our absolutely free reports for buyers, or by calling our office at 541-963-5450.
If you have any questions about buying a home in La Grande, OR real estate, or any other questions we can help with you can call our Principal Broker Phil Burling directly at 541-963-9268, or email Principal Broker John Collins at firstname.lastname@example.org.